Wells Fargo’s New Autograph Journey Card and Points Transfer [Details]

San Francisco-based Wells Fargo has introduced a brand-new credit card offering.

“Autograph Journey is Wells Fargo’s best travel rewards card to date, designed to help cardholders build journeys as unique as they are by earning points wherever they book travel,” said Krista Phillips, EVP, head of consumer credit cards and enterprise marketing at Wells Fargo.

Let’s dive into all the details of this new card and see whether it’d be a fit for your wallet.

Wells Fargo Autograph Journey Card

According to the issuer, the Wells Fargo Autograph Journey℠ Card is designed for frequent travelers and complements Wells Fargo’s other consumer credit cards, offering customers real, transparent value no matter what they’re looking for in their card.

Wells Fargo Autograph Journey Card Welcome Bonus, Annual Fee, Earnings, and More

The Wells Fargo Autograph Journey card comes with a $95 annual fee and offers the following welcome offer:

The card earns points according to the following structure:

• Unlimited 5x points per dollar spent on hotels
• Unlimited 4x points per dollar spent on flights
• Unlimited 3x points per dollar spent on other travel purchases and dining
• 1x points per dollar spent on all other purchases

The card also features no foreign transaction fees, a $50 annual statement credit for airfare purchases, and a suite of travel protections, including trip cancellation insurance, which provides up to $15,000 for lodging, flights, and activities if a trip is canceled for a covered reason.

Autograph Card Exclusives

Another feature of the new Wells Fargo Autograph Journey card is access to a platform called Autograph Card Exclusives, which provides cardholders exclusive entertainment experiences including concerts with top artists in intimate venues.

For example, cardholders had the chance to see Mumford & Sons in front of a crowd of just 1,500 at a venue in Los Angeles. Events will be held throughout the country over the course of this year.

Points Transfer

The introduction of the Wells Fargo Autograph Journey card also brings the introduction of an all-new feature for the Wells Fargo ecosystem. Called Points Transfer, it’s a platform that provides a range of redemption options for those who have cards that earn Wells Fargo Rewards points. Eligible cardholders will be able to transfer their rewards points to participating partners, which include:

• Aer Lingus AerClub
• Air France-KLM Flying Blue
• Avianca Lifemiles
• British Airways Executive Club
• Choice Privileges
• Iberia Plus

All transfers will occur at a 1:1 ratio, with the exception of Choice Privileges, which will be a 1:2 ratio.

Points Transfer are up and running, and Wells Fargo says more transfer partners are expected to join as the year goes on.

Final Thoughts

The Wells Fargo Autograph Journey card looks like it could compete with some of the household names in the industry such as the Chase Sapphire Preferred^® Card and the American Express^® Gold Card. What’s even more enticing, though, is the introduction of a transferable points currency with a solid starting list of partners.

If the issuer can continue to build out its roster of transfer partners, this card could make a lot of sense for a lot of people, especially considering its reasonable annual fee.