Jessica's Latest Posts
How To Dispute a Credit Card Charge With Capital One
You can dispute problematic charges on your Capital One credit card whether you were overcharged or charged by mistake. Capital One enables cardholders to file disputed credit card charges online, by mail, or by phone. Once you get in contact…
Hampton Inn Houston Downtown [In-Depth Hotel Review]
I stayed at the Hampton Inn Houston Downtown with my family of 5 on Black Friday. We squeezed in this quick overnight staycation on a last-minute Spend a Night on Us certificate redemption. It was fun to stay downtown and…
Motto by Hilton New York City Times Square [In-Depth Review]
I stayed at the Motto by Hilton New York City Times Square with my husband in early December. This property opened in September 2023, and staying in a new hotel in the big city was fun. The location was perfect….
If I Pay Off My Credit Card in Full, Will My Credit Score Go Up?
Are you ready to pay off a credit card and wonder if it will improve your credit score? Generally, yes, you should expect your credit score to go up when you pay off a credit card in full. Making a credit…
Protect Yourself Abroad: Best Medical Evacuation Insurance [2024]
Leaving your destination in a medevac helicopter probably isn’t in your travel plans. But if you need emergency medical evacuation, it will be costly and may be difficult to coordinate without help. A medical evacuation travel insurance plan can cover…
Hampton Inn and Suites Aurora South Denver [In-Depth Review]
I stayed at the Hampton Inn and Suites Aurora South Denver with my family of 5 in mid-October 2023. It was a great stay and delivered exactly what we expected and then some. It was a great home base for…
How To Dispute a Credit Card Charge With American Express [2024]
When you have an issue with a charge on your American Express card, you can help resolve the concern. Amex makes it easy to file a dispute for charges you shouldn’t have to pay for, such as unauthorized charges, billing…
How Often Do Credit Card Companies Sue for Nonpayment?
Many people are struggling with credit card payments as credit card delinquencies tick upward.¹ Get far enough behind on credit card payments and you could face legal trouble. You can be sued for debt if you default on your credit…
Explained: Why Your Credit Score Dropped After Paying Off Debt
Paying off debt should boost your credit scores, but you may see your credit score drop after paying off an account. You might be discouraged, but the truth is it’s usually not paying off debt that lowers your credit score,…
Gameway Lounge at William P. Hobby Airport in Houston [Review]
I usually cut it pretty close on preflight arrival times at the low-key William P. Hobby Airport (HOU) in Houston, but those days are over. The Gameway lounge at Hobby has given me all the motivation I need to show…
How Long Does Negative Information Stay On Your Credit Report?
Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies can’t report negative information that’s more than 7 years old — or 10 years for bankruptcies. While 7 (maybe 10) years is a long time to have negative information on…
How To Consolidate Credit Card Debt With Bad Credit
If you have credit card debt and bad credit, you’re not alone. Credit card debt challenges the finances of many Americans, with the average household holding about $10,000 in credit card debt.¹ While your options for credit card debt management…
Best Travel Insurance for Mexico: Your Ticket to Peace of Mind
Heading south of the border? Consider getting travel insurance before you pack your bags. Even though Mexico is a nearby destination with direct flights for many Americans, it’s still international travel, and you may benefit from a travel insurance policy…
How To Consolidate Credit Card Debt Without Hurting Your Credit Score
Carrying credit card debt can get in the way of your financial goals while dragging down your credit score. The good news is that as you reduce your credit card debt, your credit score should improve, though some debt consolidation methods…
Thousand Trails Colorado River in Columbus, Texas [In-Depth Campground Review]
I used my Thousand Trails Cabin Pass in late July 2023 to stay at the Thousand Trails Colorado River campground in Columbus, Texas. My family of 5 found this campground delightful, though the cabin was pretty cozy. The river access,…
How, Why, And When Should I Consolidate My Credit Card Debt?
Credit card debt can be financially draining and emotionally stressful. If you’re struggling with credit card debt, credit card debt consolidation can offer a lifeline, savings, and a pathway to living debt-free. Read this guide to understand how to consolidate…
Amex Platinum Card Purchase Protection — How Does It Work?
Unforeseen mishaps can happen after you make a purchase. Maybe your new laptop was stolen by a porch pirate before you could get it in the door, or you wore your new wedding ring on your honeymoon only to have…
SunCoast Park Hotel Anaheim, Tapestry Collection by Hilton [In-Depth Review]
I stayed at SunCoast Park Hotel Anaheim, Tapestry Collection by Hilton with my family in late August 2023 for a visit to Disneyland. This hotel was our last stop on a multi-destination California trip, and we went out on a…
Thousand Trails Cabin Pass: What Is It and Is Worth It?
I signed up for a Thousand Trails Cabin Pass in late June 2023. About 3 months in, I’ve stayed at 3 Thousand Trails cabins, and I’m enjoying my membership. It’s saved me money and offered comfortable cabins for my family…
Wuksachi Lodge at Sequoia National Park [In-Depth Hotel Review]
I stayed overnight at the Wuksachi Lodge in Sequoia National Park with my family in late August. We loved the lodge’s rustic comfort and beautiful park setting. The location was exactly what we needed to rest up and be close…
Traveling? Understand Amex Platinum Card’s International Fees
If you’re about to embark on an international trip, take a moment to consider your credit cards. Some credit cards charge foreign transaction fees when you make a purchase in a foreign currency, which can add up quickly. But there’s…